Lovart — an impressive design agent with the worst billing reputation
Lovart bills itself as "the world's first AI design agent" (by China's Liblib). Unlike template editors, it works like an autonomous designer: its MCoT reasoning engine parses the task, the audience and the brand context, makes decisions on layout, color and hierarchy — and from a single prompt outputs a whole kit in one consistent style: a logo, social posts, packaging, a deck. There is an infinite canvas, conversational layer-based editing (you tweak with words, not by rewriting the prompt), batch generation up to 40 images, and access to all image models plus 15 video models (Wan 2.6, Seedance 2.0, Nano Banana).
What's good
As a product it is genuinely strong: it really collapses hours of app-hopping into one conversation and gets you from idea to brand mockups in minutes without Figma or rigid templates. Many love the batch generation and the consistent style across a whole kit.
Pricing
There is a free tier with limited credits. Paid monthly: Starter — $19 (2,000 credits), Basic — $32 (3,500), Pro — $79 (11,000, most popular), Ultimate — $169 (27,000). You get 100 credits topped up daily; higher tiers add parallel tasks and brand kits. The annual discounts are big but come with a catch — Pro is $39/mo "for the first year," then renews at $74/mo. And credits are widely seen as expensive, with weak pricing transparency (the reviews flag this too).
The main problem — money and support
This is where it falls apart. Lovart sits at just 1.5/5 on Trustpilot — the lowest score in our whole list. The complaints are severe and recurring: charges and renewals after cancellation, paid accounts locked for weeks with no support reply, refunds refused — first with template "we can't help" replies, then total silence. There are stories of a refused $800 upgrade refund and even a fraud complaint filed with the Delaware Attorney General plus an Alipay dispute. Officially a 7-day refund is possible if no credits were used, but in practice "account activity" is used as an excuse to deny it.
Verdict
The product is one of the most interesting in its category, and it does have fans. But the billing reputation is currently critical: 1.5/5 with stories of forced charges and locked accounts is a red flag. Net result — 5.8: try it strictly on the free tier, and if you pay, use a one-time/virtual card and be ready to dispute via your bank. A powerful tool you can't yet trust with your wallet.